“Must Know” aspects of CIBIL score, Credit report, Credit ratings, credit history, Good credit score. Improve CIBIL, Equifax, Experian, High Marks Scores.

In this Video, we discuss “Must Know” aspects of CIBIL, CIBIL score, Credit report, Credit ratings, credit history, what is meant by a good credit score & finally how to improve your CIBIL score immediately. We also discuss about three more Credit bureaus namely Equifax, Experian and High Marks.

Every adult citizen in this country, be a Student, an Employee with any institution, a Business owner of any size, an agriculturist, a trader, an academician, any professional, a politician, a religious head or anybody for that matter, should compulsorily be aware of all the above aspects. But unfortunately all the above information is very rare to be found & next to impossible to gather them all, in one place or one site. Worst is, these information is not discussed anywhere, although it plays a very important role in everybody’s life. In fact, not many people are even aware of all these including the urban literates.

If people are not aware of all these & prefer to be ignorant, it can play a real havoc in their lives given the fact that, literally every citizen in this country has a bank account and would avail some sort of loan be it for their personal needs, medical needs, children’s education, family commitments, hoe purchase & repairs, other functions or whatever.

As far as business people are concerned, there is no business person in this world who would not avail a business loan to meet their business requirements & operational challenges.

It is very important to maintain a good credit score. Especially business owners should keep on checking CIBIL score every six months just to ensure that their credit score is not only good but has no negative remarks in their credit reports. In case if there is any negative remarks or errors which have silently crept into your Credit report, one must immediately report & take up the matter with your lending institution be it a bank or financial institution and not only get the problem sorted out but also should ensure that this cleared matter be reported to CIBIL and other credit bureaus by your lending institution directly. Only then your credit report will not only be free from errors but also would have a healthy score.

It is also equally important, especially for big time business people to keep checking credit scores & monitor credit reports from three more Credit bureaus namely Equifax Credit Information Services, Experian Credit Information Company of India and CRIF High Mark Credit Information Services since many banks & financial institutions would check & take credit reports from more than one credit bureau, especially if you have applied for a big loan amount.

“Must Know” aspects of CIBIL score, Credit report, Credit ratings, credit history, Good credit score, Improve CIBIL, Equifax, Experian, High Marks Scores .