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All the below mentioned questions & queries are very frequently asked. Some of the questions have been directly posed to our president. Hence, most of the questions are directly answered by our President himself.

Absolutely! All the 150 reasons explained are absolutely valid reasons. All the 150 reasons that has been explained are all valid reasons & they are genuine mistakes committed by the business entrepreneurs. They are all the wrong practices followed by the entrepreneurs in their businesses.

Yes, all the mistakes committed by the entrepreneurs are completely avoidable and can be overcome and rectified in the future.

Yes! We not only discuss 150 solid reasons, why banks reject loans but also teach you how to rectify & correct those mistakes, all legal way.

Yes, it’s very unfortunate. No Bank or any financial institution in the world will explain/ discuss/ disclose the exact reasons why the loan has been rejected. The Managers at the branch level will not know the exact reasons as to why the loan has been rejected. At the most, they can only give some vague or general reason for the loan getting rejected.

Normally no loan processing or decisions would happen at the branch levels. All the loan processing & decisions would happen at higher levels, say at the Regional/ Circle/ Divisional or Head offices. So the managers at the branch level will not be aware of the exact reasons. In fact this is a collective decision by loan processing committee comprising various professionals and not by one single individual.

That’s true! Over the internet, there are only 6-8 reasons explained why the business loans get rejected & these reasons are very general in nature. These are the typical text book reasons which are well known to business entrepreneurs.

This Program is conducted by Mr. Surya Prakash, who is the author of the book “How to Raise Funds for your Business 250 Different Practical ways”.

Absolutely! Once you rectify & correct all the “Mistakes” which are explained, automatically the chances of your loan proposal getting thru & getting sanctioned is more since the bankers will not be able to find any loopholes in your case.


Yes! Once all the mistakes are rectified & corrected, the chances of your loan proposal getting thru successfully is more. Instead of trying for loans with multiple banks, one can try with just one bank & thereby your Credit score & credit ratings also would approve since rejection of loans are few.

There must be some hidden agenda behind your seminars & programs?

We are not supported nor promoted by any Bank, Financial institutions, Financial agencies and nor are we promoting any particular bank or financial institution. There is absolutely no hidden agenda of any kind behind our seminars & programs. We are Independent Business consultants trying to help Business Entrepreneurs, Startup companies & entrepreneurs wanting to raise funds for their businesses.

Learning & Education is from cradle to grave – Dr. D.V.Gundappa.

This is what we strongly believe in. If somebody thinks that they know everything, just because they were in the business from the past 20 years, we beg to differ from them. They are highly mistaken.

Let Learning be a continuous process, till grave – Greek Proverb.

Financial illiteracy is not restricted only to uneducated class but is very prevalent even among the urban educated class. There are so many ways that people are simply not aware of. Instead of outrightly rejecting, Why not, keep yourself open to new ideas & new thinking in this new age? It might open a different dimension altogether which might definitely be beneficial to you by many multiple folds.

Sorry, we are not here for any jokes or to do some pranks. We are very serious about the whole thing. Many big businesses are following wrong practices since they are following the same procedures from so many years without realizing that they are not really correct. After going thru our programs, they realize what they have doing for so many years is wrong.

No, we are not a group of Chartered accountants. Our is a Consulting firm imparting knowledge on the Practical aspects of the Management. We are also Independent Business educators trying to help Business Entrepreneurs, Startup companies & entrepreneurs wanting to raise funds for their businesses.

No! I am not from the Academics. I have never taught in any Business school. I am a hard core entrepreneur. Before I became an entrepreneur, I was in the Industry. I have written the book & conduct seminar from my hardcore practical experience that I was able to gain from my Industry & entrepreneurial background. As a matter of fact, no person from the academics will have this knowledge.

Yes! We have conducted our 2 days business seminars, multiple times, in multiple cities in India like Bengaluru, Mumbai, Ernakulam, New Delhi, Chennai, Kolkata, Ahmedabad, Coimbatore, Pune & Hyderabad. 

True, these days MBA degrees have become more theoretical, concentrating only on theory & not on PRACTICAL aspects. They give too much emphasis on Management theory, Concepts, assumptions & too little on developing Practical skills. They do not focus on the Real-World, Hands-on Experience and Practical necessities.

In this context, I would like to quote, what Jim Rohn, a leading Motivational speaker, philosopher and entrepreneur says, “Formal education will give you a living; self-education will make you a fortune. Go out and prove that it is your hard work that will get you places, and not the name of your alma mater”.

I don’t think that in any MBA curriculum/ CA syllabus, they teach you this topic. Only about 5-8 reasons are explained in the programs. But in our seminar, we discuss about 125 reasons, why banks reject your business loans.

Absolutely! Any entrepreneur looking for funds for their business or for that matter anybody looking for funds can attend our program. People come to our seminar to learn how to raise funds for their business & not to join a college degree. So qualifications does not count here.

This is the Most Ideal & very usefull Program for all those people who are planning to start their own Business Ventures ie “Would be Entrepreneurs/ Wannabe entrepreneurs”. If you are thinking about starting a Business, this Program will radically boost up your confidence.

You definitely can avoid Years of meaningless hard work and the misery of Losses, failure & frustration by understanding how and where to raise funds for your business. The knowledge you’ll acquire in our seminar will provide you Practical Knowledge about various other Business Aspects as well.

Learn – How to Raise Funds for your Business More than 250 Different Practical Ways Which can be implemented, right Today & Now?